{"code": 200, "formatter": "summarize", "rules": "<pre><code class=\"summarize\">Data distribution:\n    bad: 31.37% (251 instances)\n    good: 68.63% (549 instances)\n\n\nPredicted distribution:\n    bad: 31.25% (250 instances)\n    good: 68.75% (550 instances)\n\n\nField importance:\n    1. duration: 15.08%\n    2. checking_status: 14.90%\n    3. savings_status: 10.64%\n    4. credit_amount: 9.95%\n    5. credit_history: 5.75%\n    6. age: 5.64%\n    7. installment_commitment: 5.23%\n    8. purpose: 4.60%\n    9. other_parties: 4.59%\n    10. employment: 4.32%\n    11. property_magnitude: 3.32%\n    12. job: 3.28%\n    13. other_payment_plans: 3.00%\n    14. personal_status: 2.98%\n    15. foreign_worker: 1.67%\n    16. existing_credits: 1.62%\n    17. residence_since: 1.20%\n    18. own_telephone: 0.91%\n    19. housing: 0.77%\n    20. num_dependents: 0.53%\n\n\nRules summary:\n\n\nbad: (data 31.37% / prediction 31.25%) \n    \u00b7 9.20%: checking_status != no checking and duration > 43 and savings_status = &lt;100 and residence_since > 1 [Confidence: 85.69%]\n\n    \u00b7 6.80%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose = new car and employment != 1&lt;=X&lt;4 and age <= 62 [Confidence: 81.57%]\n\n    \u00b7 6.00%: checking_status != no checking or >=200 and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment != &gt;=7 and job != high qualif/self emp/mgmt and 22 < age <= 38  and property_magnitude != no known property or life insurance [Confidence: 79.61%]\n\n    \u00b7 5.20%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status != male single and installment_commitment > 3 and own_telephone = none [Confidence: 77.19%]\n\n    \u00b7 4.00%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and credit_amount <= 3532 and employment = &lt;1 and age <= 27 [Confidence: 72.25%]\n\n    \u00b7 3.60%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and credit_amount > 8163 and employment != unemployed and existing_credits <= 2 [Confidence: 70.08%]\n\n    \u00b7 3.20%: checking_status = no checking and other_payment_plans != none and 30 < age <= 44  and residence_since > 1 and savings_status = &lt;100 and purpose != furniture/equipment [Confidence: 67.56%]\n\n    \u00b7 2.80%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status = male single and property_magnitude != car and credit_history = existing paid and credit_amount > 5865 [Confidence: 64.57%]\n\n    \u00b7 2.80%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history = no credits/all paid [Confidence: 64.57%]\n\n    \u00b7 2.40%: checking_status != no checking or >=200 and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment != &gt;=7 and job != high qualif/self emp/mgmt and 28 < age <= 55  and property_magnitude = life insurance and residence_since > 1 [Confidence: 60.97%]\n\n    \u00b7 2.40%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment != &gt;=7 and job != high qualif/self emp/mgmt and age > 22 and property_magnitude = no known property [Confidence: 60.97%]\n\n    \u00b7 2.40%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment = &gt;=7 and own_telephone = yes and property_magnitude != car [Confidence: 60.97%]\n\n    \u00b7 2.00%: checking_status != no checking and duration <= 11 and purpose != education or other and job = high qualif/self emp/mgmt and employment != unemployed and personal_status != male mar/wid [Confidence: 56.55%]\n\n    \u00b7 2.00%: checking_status != no checking or >=200 and 11 < duration <= 22  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 1181 < credit_amount <= 1389  and employment != &lt;1 [Confidence: 56.55%]\n\n    \u00b7 2.00%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and credit_amount <= 3532 and employment = &lt;1 and age > 27 and other_payment_plans = none [Confidence: 37.55%; impurity: 0.16%]\n\n    \u00b7 2.00%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 4313 < credit_amount <= 5054  [Confidence: 56.55%]\n\n    \u00b7 2.00%: checking_status = no checking and other_payment_plans != none and age <= 44 and residence_since > 1 and savings_status != &lt;100 and property_magnitude != real estate and employment != 4&lt;=X&lt;7 and job != high qualif/self emp/mgmt [Confidence: 56.55%]\n\n    \u00b7 1.60%: checking_status != no checking and duration <= 11 and purpose = new car and job != high qualif/self emp/mgmt and age <= 32 and property_magnitude != real estate and personal_status != male div/sep [Confidence: 51.01%]\n\n    \u00b7 1.60%: checking_status != no checking and duration <= 11 and purpose = education [Confidence: 51.01%]\n\n    \u00b7 1.60%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status = male single and property_magnitude != car and credit_history != delayed previously and credit_amount <= 5865 and num_dependents > 1 and own_telephone = none [Confidence: 51.01%]\n\n    \u00b7 1.60%: checking_status = &lt;0 and 11 < duration <= 22  and savings_status = &lt;100 and other_parties != guarantor and 1 < installment_commitment <= 3  and 1848 < credit_amount <= 4313  and employment != &lt;1 and job = skilled and property_magnitude != real estate and residence_since > 1 [Confidence: 51.01%]\n\n    \u00b7 1.60%: checking_status = &lt;0 and 11 < duration <= 22  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 1848 < credit_amount <= 4313  and employment != &lt;1 and job = skilled and property_magnitude = real estate [Confidence: 51.01%]\n\n    \u00b7 1.60%: checking_status != no checking or >=200 and 22 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and credit_amount <= 2209 and employment != &lt;1 [Confidence: 51.01%]\n\n    \u00b7 1.60%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties = guarantor and purpose = new car and other_payment_plans != none [Confidence: 51.01%]\n\n    \u00b7 1.20%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status != male single and installment_commitment <= 3 and age <= 22 [Confidence: 43.85%]\n\n    \u00b7 1.20%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status != male single and installment_commitment <= 3 and age > 27 and credit_history != all paid and job = skilled and credit_amount <= 5871 and purpose != furniture/equipment and employment != &gt;=7 [Confidence: 43.85%]\n\n    \u00b7 1.20%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status != male single and installment_commitment <= 3 and age > 22 and credit_history != all paid and job = skilled and credit_amount <= 5871 and purpose = furniture/equipment [Confidence: 43.85%]\n\n    \u00b7 1.20%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status != male single or male div/sep and installment_commitment > 3 and own_telephone = yes and housing = own [Confidence: 43.85%]\n\n    \u00b7 1.20%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status = male single and property_magnitude != car and credit_history != delayed previously and credit_amount <= 5865 and num_dependents <= 1 and purpose = radio/tv and employment = 1&lt;=X&lt;4 [Confidence: 43.85%]\n\n    \u00b7 1.20%: checking_status != no checking or >=200 and 22 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 4038 < credit_amount <= 4313  and employment != &lt;1 [Confidence: 43.85%]\n\n    \u00b7 1.20%: checking_status != no checking or >=200 and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment != &gt;=7 and job != high qualif/self emp/mgmt and 38 < age <= 55  and property_magnitude != no known property or life insurance and residence_since > 2 [Confidence: 43.85%]\n\n    \u00b7 1.20%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit and existing_credits > 1 and housing != own and own_telephone = none [Confidence: 43.85%]\n\n    \u00b7 0.80%: checking_status != no checking and duration <= 11 and purpose = furniture/equipment and job != high qualif/self emp/mgmt and age <= 32 and credit_amount <= 1256 [Confidence: 34.24%]\n\n    \u00b7 0.80%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status != male single and installment_commitment <= 3 and age > 22 and credit_history = all paid [Confidence: 34.24%]\n\n    \u00b7 0.80%: checking_status != no checking or >=200 and 22 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 2209 < credit_amount <= 4038  and employment != &lt;1 and credit_history != all paid and age > 40 and personal_status = male single [Confidence: 34.24%]\n\n    \u00b7 0.80%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment = &gt;=7 and own_telephone = none and age <= 37 and property_magnitude = car and residence_since > 2 [Confidence: 34.24%]\n\n    \u00b7 0.80%: checking_status = no checking and other_payment_plans != none and age <= 26 and residence_since > 1 and savings_status = &lt;100 [Confidence: 34.24%]\n\n    \u00b7 0.80%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit or existing paid and existing_credits <= 1 and age <= 32 and personal_status != male single [Confidence: 34.24%]\n\n    \u00b7 0.80%: checking_status = no checking and other_payment_plans = none and credit_history = existing paid and existing_credits <= 1 and age <= 32 and credit_amount > 1395 and property_magnitude != real estate and duration <= 13 and savings_status != 500&lt;=X&lt;1000 and housing = own [Confidence: 34.24%]\n\n    \u00b7 0.80%: checking_status = no checking and other_payment_plans = none and credit_history = existing paid and existing_credits <= 1 and age <= 32 and credit_amount > 475 and property_magnitude != real estate and duration <= 13 and savings_status = 500&lt;=X&lt;1000 [Confidence: 34.24%]\n\n    \u00b7 0.80%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit and existing_credits > 1 and housing = own and job = high qualif/self emp/mgmt [Confidence: 34.24%]\n\n    \u00b7 0.40%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status != male single and installment_commitment <= 3 and 22 < age <= 27  and credit_history != all paid and job = skilled and 4653 < credit_amount <= 5871  and purpose != furniture/equipment and employment != &gt;=7 [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status = male single and property_magnitude != car and credit_history != delayed previously and credit_amount <= 5865 and num_dependents <= 1 and purpose != radio/tv and job = high qualif/self emp/mgmt [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 or no known savings and personal_status = male single and property_magnitude != car and credit_history != delayed previously and credit_amount <= 5865 and num_dependents > 1 and own_telephone = yes [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status = male single and property_magnitude != car and credit_history != delayed previously or existing paid and credit_amount > 5865 and residence_since <= 3 [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status = male single and property_magnitude != car and credit_history = delayed previously and employment = &lt;1 [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status = male single and property_magnitude = car and existing_credits > 3 [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking and duration > 11 and savings_status = &gt;=1000 and other_parties != none [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking or >=200 and 11 < duration <= 22  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and credit_amount <= 1181 and employment != &lt;1 and personal_status = male mar/wid [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking or >=200 and 22 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 2209 < credit_amount <= 4038  and employment != &lt;1 and credit_history != all paid and age <= 22 [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking or >=200 and 22 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 2209 < credit_amount <= 4038  and employment != &lt;1 and credit_history = all paid [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status = &gt;=200 and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and credit_amount <= 4313 and employment != &lt;1 and num_dependents > 1 [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 8015 < credit_amount <= 8163  [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and credit_amount > 8163 and employment = unemployed and personal_status = female div/dep/mar [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose = retraining and employment != &gt;=7 and job != high qualif/self emp/mgmt and age <= 22 [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status = &gt;=200 and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment != &gt;=7 and job != high qualif/self emp/mgmt and 22 < age <= 55  and property_magnitude != no known property and personal_status != male single [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment != &gt;=7 and job = high qualif/self emp/mgmt and own_telephone = none [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose = new car and employment = 1&lt;=X&lt;4 and personal_status != male single [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties = guarantor and purpose != new car and property_magnitude = car and personal_status = male single [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status != no checking and duration > 43 and savings_status = &lt;100 and residence_since <= 1 and personal_status != male single [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status = no checking and other_payment_plans != none and 26 < age <= 30  and residence_since > 1 and savings_status = &lt;100 and purpose = business [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status = no checking and other_payment_plans = none and credit_history = existing paid and existing_credits <= 1 and age <= 32 and credit_amount <= 475 [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status = no checking and other_payment_plans = none and credit_history = existing paid and existing_credits <= 1 and age <= 32 and credit_amount > 475 and property_magnitude != real estate and duration > 13 and purpose = furniture/equipment and residence_since <= 2 [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit and existing_credits <= 1 and age > 32 and purpose = education and job = high qualif/self emp/mgmt [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit and existing_credits > 1 and housing != own and own_telephone = yes and savings_status != &lt;100 [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit and existing_credits > 1 and housing = own and job != high qualif/self emp/mgmt or skilled and personal_status != male div/sep and employment = &gt;=7 [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit and existing_credits > 1 and housing = own and job = skilled and personal_status != male div/sep and employment = &gt;=7 and savings_status = 100&lt;=X&lt;500 [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit and existing_credits > 1 and housing = own and job != high qualif/self emp/mgmt and personal_status = male div/sep [Confidence: 20.65%]\n\n    \u00b7 0.40%: checking_status = no checking and other_payment_plans = none and credit_history = critical/other existing credit and credit_amount > 11867 [Confidence: 20.65%]\n\n\ngood: (data 68.63% / prediction 68.75%) \n    \u00b7 17.45%: checking_status = no checking and other_payment_plans = none and credit_history = critical/other existing credit and credit_amount <= 11867 [Confidence: 96.15%]\n\n    \u00b7 9.64%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit and existing_credits <= 1 and age > 32 and purpose != education [Confidence: 93.24%]\n\n    \u00b7 6.55%: checking_status != no checking and duration <= 11 and purpose != education and job != high qualif/self emp/mgmt and age > 32 [Confidence: 90.36%]\n\n    \u00b7 3.82%: checking_status = no checking and other_payment_plans = none and credit_history = existing paid and existing_credits <= 1 and age <= 32 and credit_amount > 475 and property_magnitude != real estate and duration > 13 and purpose != furniture/equipment [Confidence: 84.54%]\n\n    \u00b7 3.82%: checking_status = no checking and other_payment_plans = none and credit_history = existing paid and existing_credits <= 1 and age <= 32 and credit_amount > 475 and property_magnitude = real estate [Confidence: 84.54%]\n\n    \u00b7 3.64%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit and existing_credits > 1 and housing = own and job != high qualif/self emp/mgmt and personal_status != male div/sep and employment != &gt;=7 [Confidence: 83.89%]\n\n    \u00b7 3.27%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status = male single and property_magnitude = car and existing_credits <= 3 [Confidence: 82.41%]\n\n    \u00b7 3.09%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties = guarantor and purpose != new car and property_magnitude != car [Confidence: 81.57%]\n\n    \u00b7 2.73%: checking_status != no checking and duration <= 11 and purpose != education or new car or furniture/equipment and job != high qualif/self emp/mgmt and age <= 32 [Confidence: 79.61%]\n\n    \u00b7 2.55%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 5054 < credit_amount <= 8015  [Confidence: 78.47%]\n\n    \u00b7 2.36%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status = male single and property_magnitude != car and credit_history != delayed previously and credit_amount <= 5865 and num_dependents <= 1 and purpose != radio/tv and job != high qualif/self emp/mgmt [Confidence: 77.19%]\n\n    \u00b7 2.18%: checking_status != no checking and duration > 11 and savings_status = &gt;=1000 and other_parties = none [Confidence: 75.75%]\n\n    \u00b7 2.18%: checking_status != no checking or >=200 or <0 and 11 < duration <= 22  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 1389 < credit_amount <= 4313  and employment != &lt;1 [Confidence: 75.75%]\n\n    \u00b7 1.82%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status != male single and installment_commitment <= 3 and age > 22 and credit_history != all paid and job != skilled [Confidence: 72.25%]\n\n    \u00b7 1.82%: checking_status = no checking and other_payment_plans != none and age > 44 [Confidence: 72.25%]\n\n    \u00b7 1.64%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status = male single and property_magnitude != car and credit_history = delayed previously and employment != &lt;1 [Confidence: 70.08%]\n\n    \u00b7 1.64%: checking_status = &gt;=200 and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and credit_amount <= 4313 and employment != &lt;1 and num_dependents <= 1 [Confidence: 70.08%]\n\n    \u00b7 1.45%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment = &gt;=7 and own_telephone = none and age > 37 [Confidence: 67.56%]\n\n    \u00b7 1.27%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit and existing_credits > 1 and housing = own and job = skilled and personal_status != male div/sep and employment = &gt;=7 and savings_status != 100&lt;=X&lt;500 [Confidence: 64.57%]\n\n    \u00b7 1.09%: checking_status != no checking and duration <= 11 and purpose = furniture/equipment and job != high qualif/self emp/mgmt and age <= 32 and credit_amount > 1256 [Confidence: 60.97%]\n\n    \u00b7 1.09%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status != male single and installment_commitment <= 3 and age > 22 and credit_history != all paid and job = skilled and credit_amount > 5871 [Confidence: 60.97%]\n\n    \u00b7 1.09%: checking_status != no checking or >=200 and 22 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 2209 < credit_amount <= 4038  and employment != &lt;1 and credit_history != all paid and 22 < age <= 40  [Confidence: 60.97%]\n\n    \u00b7 1.09%: checking_status = no checking and other_payment_plans != none and age <= 44 and residence_since > 1 and savings_status != &lt;100 and property_magnitude = real estate [Confidence: 60.97%]\n\n    \u00b7 1.09%: checking_status = no checking and other_payment_plans != none and 26 < age <= 30  and residence_since > 1 and savings_status = &lt;100 and purpose != business [Confidence: 60.97%]\n\n    \u00b7 0.91%: checking_status != no checking and duration <= 11 and purpose != education and job = high qualif/self emp/mgmt and employment = unemployed [Confidence: 37.55%; impurity: 0.16%]\n\n    \u00b7 0.91%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status != male single and installment_commitment <= 3 and 22 < age <= 27  and credit_history != all paid and job = skilled and credit_amount <= 4653 and purpose != furniture/equipment and employment != &gt;=7 [Confidence: 37.55%; impurity: 0.16%]\n\n    \u00b7 0.91%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment != &gt;=7 and job = high qualif/self emp/mgmt and own_telephone = yes [Confidence: 56.55%]\n\n    \u00b7 0.91%: checking_status = no checking and other_payment_plans != none and age <= 44 and residence_since <= 1 [Confidence: 56.55%]\n\n    \u00b7 0.91%: checking_status = no checking and other_payment_plans != none and age <= 44 and residence_since > 1 and savings_status != &lt;100 and property_magnitude != real estate and employment = 4&lt;=X&lt;7 [Confidence: 56.55%]\n\n    \u00b7 0.73%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status != male single and installment_commitment <= 3 and age > 22 and credit_history != all paid and job = skilled and credit_amount <= 5871 and purpose != furniture/equipment and employment = &gt;=7 [Confidence: 51.01%]\n\n    \u00b7 0.73%: checking_status != no checking or >=200 and 11 < duration <= 22  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and credit_amount <= 1181 and employment != &lt;1 and personal_status != male mar/wid [Confidence: 51.01%]\n\n    \u00b7 0.73%: checking_status = &lt;0 and 11 < duration <= 22  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 1389 < credit_amount <= 4313  and employment != &lt;1 and job != skilled [Confidence: 51.01%]\n\n    \u00b7 0.73%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car or retraining and employment != &gt;=7 and job != high qualif/self emp/mgmt and age <= 22 [Confidence: 51.01%]\n\n    \u00b7 0.73%: checking_status = no checking and other_payment_plans = none and credit_history = existing paid and existing_credits <= 1 and age <= 32 and credit_amount > 475 and property_magnitude != real estate and duration <= 13 and savings_status != 500&lt;=X&lt;1000 and housing != own [Confidence: 51.01%]\n\n    \u00b7 0.73%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit and existing_credits <= 1 and age > 32 and purpose = education and job != high qualif/self emp/mgmt [Confidence: 51.01%]\n\n    \u00b7 0.55%: checking_status != no checking and duration <= 11 and purpose = new car and job != high qualif/self emp/mgmt and age <= 32 and property_magnitude = real estate [Confidence: 43.85%]\n\n    \u00b7 0.55%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status != male single and installment_commitment > 3 and own_telephone = yes and housing != own [Confidence: 43.85%]\n\n    \u00b7 0.55%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status = male single and property_magnitude != car and credit_history != delayed previously and credit_amount <= 5865 and num_dependents <= 1 and purpose = radio/tv and employment != 1&lt;=X&lt;4 [Confidence: 43.85%]\n\n    \u00b7 0.55%: checking_status = &lt;0 and 11 < duration <= 22  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 1389 < credit_amount <= 1848  and employment != &lt;1 and job = skilled [Confidence: 43.85%]\n\n    \u00b7 0.55%: checking_status = &lt;0 and 11 < duration <= 22  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 1 and 1848 < credit_amount <= 4313  and employment != &lt;1 and job = skilled and property_magnitude != real estate [Confidence: 43.85%]\n\n    \u00b7 0.55%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and credit_amount <= 3532 and employment = &lt;1 and age > 27 and other_payment_plans != none [Confidence: 43.85%]\n\n    \u00b7 0.55%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 3532 < credit_amount <= 4313  and employment = &lt;1 [Confidence: 43.85%]\n\n    \u00b7 0.55%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = no [Confidence: 43.85%]\n\n    \u00b7 0.55%: checking_status != no checking or >=200 and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment != &gt;=7 and job != high qualif/self emp/mgmt and 22 < age <= 28  and property_magnitude = life insurance [Confidence: 43.85%]\n\n    \u00b7 0.55%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment = &gt;=7 and own_telephone = yes and property_magnitude = car [Confidence: 43.85%]\n\n    \u00b7 0.55%: checking_status = no checking and other_payment_plans = none and credit_history = existing paid and existing_credits <= 1 and age <= 32 and credit_amount > 475 and property_magnitude != real estate and duration > 13 and purpose = furniture/equipment and residence_since > 2 [Confidence: 43.85%]\n\n    \u00b7 0.36%: checking_status != no checking and duration > 11 and savings_status = no known savings and personal_status = male single and property_magnitude != car and credit_history != delayed previously and credit_amount <= 5865 and num_dependents > 1 and own_telephone = yes [Confidence: 34.24%]\n\n    \u00b7 0.36%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status = male single and property_magnitude != car and credit_history != delayed previously or existing paid and credit_amount > 5865 and residence_since > 3 [Confidence: 34.24%]\n\n    \u00b7 0.36%: checking_status = &lt;0 and 11 < duration <= 22  and savings_status = &lt;100 and other_parties != guarantor and 1 < installment_commitment <= 3  and 1848 < credit_amount <= 4313  and employment != &lt;1 and job = skilled and property_magnitude != real estate and residence_since <= 1 [Confidence: 34.24%]\n\n    \u00b7 0.36%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and credit_amount > 8163 and employment = unemployed and personal_status != female div/dep/mar [Confidence: 34.24%]\n\n    \u00b7 0.36%: checking_status = &gt;=200 and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment != &gt;=7 and job != high qualif/self emp/mgmt and 22 < age <= 55  and property_magnitude != no known property and personal_status = male single [Confidence: 34.24%]\n\n    \u00b7 0.36%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment != &gt;=7 and job != high qualif/self emp/mgmt and age > 55 and property_magnitude != no known property [Confidence: 34.24%]\n\n    \u00b7 0.36%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment = &gt;=7 and own_telephone = none and age <= 37 and property_magnitude != car [Confidence: 34.24%]\n\n    \u00b7 0.36%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose = new car and employment = 1&lt;=X&lt;4 and personal_status = male single [Confidence: 34.24%]\n\n    \u00b7 0.36%: checking_status = no checking and other_payment_plans != none and age <= 44 and residence_since > 1 and savings_status != &lt;100 and property_magnitude != real estate and employment != 4&lt;=X&lt;7 and job = high qualif/self emp/mgmt [Confidence: 34.24%]\n\n    \u00b7 0.36%: checking_status = no checking and other_payment_plans = none and credit_history = existing paid and existing_credits <= 1 and age <= 32 and 475 < credit_amount <= 1395  and property_magnitude != real estate and duration <= 13 and savings_status != 500&lt;=X&lt;1000 and housing = own [Confidence: 34.24%]\n\n    \u00b7 0.36%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit and existing_credits > 1 and housing != own and own_telephone = yes and savings_status = &lt;100 [Confidence: 34.24%]\n\n    \u00b7 0.18%: checking_status != no checking and duration <= 11 and purpose = new car and job != high qualif/self emp/mgmt and age <= 32 and property_magnitude != real estate and personal_status = male div/sep [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status != no checking and duration <= 11 and purpose = other and job = high qualif/self emp/mgmt and employment != unemployed and personal_status != male mar/wid [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status != no checking and duration <= 11 and purpose != education and job = high qualif/self emp/mgmt and employment != unemployed and personal_status = male mar/wid [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status != no checking and duration > 11 and savings_status != &lt;100 or >=1000 and personal_status = male div/sep and installment_commitment > 3 and own_telephone = yes and housing = own [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status != no checking or >=200 and 22 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and 2209 < credit_amount <= 4038  and employment != &lt;1 and credit_history != all paid and age > 40 and personal_status != male single [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment <= 3 and credit_amount > 8163 and employment != unemployed and existing_credits > 2 [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status != no checking or >=200 and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment != &gt;=7 and job != high qualif/self emp/mgmt and 38 < age <= 55  and property_magnitude != no known property or life insurance and residence_since <= 2 [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status != no checking or >=200 and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment != &gt;=7 and job != high qualif/self emp/mgmt and 28 < age <= 55  and property_magnitude = life insurance and residence_since <= 1 [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose != new car and employment = &gt;=7 and own_telephone = none and age <= 37 and property_magnitude = car and residence_since <= 2 [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties != guarantor and installment_commitment > 3 and credit_history != no credits/all paid and foreign_worker = yes and purpose = new car and employment != 1&lt;=X&lt;4 and age > 62 [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties = guarantor and purpose != new car and property_magnitude = car and personal_status != male single [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status != no checking and 11 < duration <= 43  and savings_status = &lt;100 and other_parties = guarantor and purpose = new car and other_payment_plans = none [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status != no checking and duration > 43 and savings_status = &lt;100 and residence_since <= 1 and personal_status = male single [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status = no checking and other_payment_plans != none and 30 < age <= 44  and residence_since > 1 and savings_status = &lt;100 and purpose = furniture/equipment [Confidence: 20.65%]\n\n    \u00b7 0.18%: checking_status = no checking and other_payment_plans = none and credit_history != critical/other existing credit or existing paid and existing_credits <= 1 and age <= 32 and personal_status = male single [Confidence: 20.65%]\n</code></pre>"}